This insurance covers the following:

1. Damage and damage to the building where the insured resides.
2. Damage to and loss of housing.
3. Damage and loss to property of third parties while in the insured dwelling at the time of a covered risk.
4. Physical injuries, including death, to others who are temporarily in the insured dwelling when they are at risk of being covered.
5. Death of the insured himself or his wife if this occurs because the insured home is exposed to any of the insured risks.
6. The contents of the house are shown to be stolen with violence.